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Talking about:
6 posts
339 visits

Vehicle is a drag...to my finances

therapeutic touch started this conversation
Jun 8, 2010

This was the best thing to happen to me but now my Durango is nothing but a drag. I am paying more than what it is worth still owe $13,000.00 to be sure. It only books for $10,400.00. I am paying out 120% of my income to bills and that dont even cover food and other things like this months inspection and 2 new tires. I am ofically tapped and no savings are available. I have tried to get rid of the truck but it is a gas guzzler and no one wants that. It is in great condition for being 5 years old but only gets 16 miles or so to the tank and I drive 30-45 min to work. Ya Cha-Ching.

 My truck is my ball and chain. if only I could roll it into my mortgage but no, my house wont cover it. With the market it's not worth enough anymore. Ohh and to-boot my boss cut my hours. How great is that! I love life right now I really do; as I write this I am sitting in front of my computer with a smile because somehow I am always saved when I am at the very end of my rope and it never fails. I have got to have faith. 

My venting is just that, to vent. If someone can help maybe you are my miracle but if not I will surly be set free from this momentary burden and once again have just enough to get by. Thanks for reading. 

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positive thoughts
Jun 13, 2010
 in response to therapeutic touch...   

Hello,  I am so happy for you.  That is great news. 

Take care and stay in touch

reply to positive thoughts
therapeutic touch
Jun 13, 2010
 in response to therapeutic touch...   Well I did just what you said and it worked I got this months car payment waved saving me 330$ Thank You for your help. Now I can get the tires and inspection I need. God Bless You
reply to therapeutic touch
positive thoughts
Jun 9, 2010

Hello,  You are very welcome.  I am wishing you all the best.

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therapeutic touch
Jun 9, 2010
 in response to positive thoughts...   

Thank You! Any option is a good option. I am keeping my head up as my finances take a nosedive below ground level today. It's been a long tome since I have see this teritory in my life but, I must say that it is very humbling to be reminded that no one is above making mistakes and even those who try are still subject to uncontroled and unforseen circumstances. Life is a challange and one I fully intend to face head on.

I will be trying your suggestions thank you. Take care and have a great day.

reply to therapeutic touch
positive thoughts
Jun 8, 2010

Hello,  I am glad to see you still have a smile despite with what you are going through.  Which is very good.  Four years ago I was in the same boat however my situation did not turn out that well.  Is there any possiable way if you could get lower payments on your vehicle?  I remember when I had a personal loan the manager allowed me to stretch out my payments.  Sometimes well I don't know how it works in the states but here in Canada I asked the finance company what my options were.  One of them was to allow me to skip a month of payment to help until back on feet.  Just letting you know it is ok to vent.  You do have a postive attitude.   Wishing you all the best.

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